DC & Mid-Atlantic to Arizona

Retire from Washington DC to Arizona — What Goswick Ranch Actually Offers

$216
HOA per year
~$476
Property tax/yr
9 acres
Minimum lot size
2.5%
AZ income tax (flat)

Thirty years of navigating the Beltway, the Metro, the GSA approval process, or the Pentagon parking garage. You've earned somewhere that doesn't come with any of that.

Goswick Ranch is a private gated community in Arizona's Bradshaw Mountains. No management company. No approval committee for the color of your front door. No traffic. A volunteer board of your neighbors, a gated private road, 9 acres minimum per lot, and $216 a year in HOA dues.

Property taxes average about $476 a year. Arizona's income tax is 2.5% flat. Military retirement pay is not taxed in Arizona.

You can live here full-time, part-time, or hold it as an investment. No occupancy requirement.

The Community

What Is Goswick Ranch?

LocationE Poland Road, Mayer, AZ 86333
Elevation4,400–6,000 ft
Lot minimum9 acres (CC&R covenant)
HOA fee$216/year
ManagementSelf-managed volunteer board — no management company
AllowedHorses, cattle, livestock, site-built homes (1,500 sq ft min)

Full buyer's guide and current listings →

The Numbers

Mid-Atlantic vs. Arizona — The Cost Comparison

ItemDC / MarylandGoswick Ranch / Arizona
Annual property taxesMontgomery Co avg ~$5,500/yr; Fairfax ~$7,000/yr~$476/yr
State + local income taxMD: up to 8.95% (state + county); DC: up to 10.75%; VA: up to 5.75%2.5% flat
Annual HOADC/MD HOAs often $4,800–$12,000/yr$216/year
Military retirement payMD: taxed; VA: partial exemptionNot taxed in AZ
Estate taxMD: yes (above $5M) + inheritance tax; DC: yesNone in AZ

Military Retirement

Arizona does not tax military retirement pay. If you're drawing a military pension, this is a direct, calculable annual savings. The Bob Stump VA Medical Center in Prescott is 30 minutes north on AZ-69, and American Legion Post 78 in Dewey-Humboldt is just 11 miles from Goswick Ranch.

Maryland Estate Tax Note

Maryland is one of the few states that imposes both an estate tax and an inheritance tax. Arizona has neither. For estate planning purposes, Arizona is dramatically simpler for Mid-Atlantic buyers.

Numbers are estimates for general comparison. Consult a licensed real estate agent, tax advisor, and attorney before making any purchase decision.

The Land

What the Land Offers

Four seasons at 4,400–6,000 feet — spring wildflowers, summer in the 80s°F, fall oak color, winter clear and cold with the Milky Way overhead. No humidity. No Beltway. The nearest neighbor is not visible from your property line.

Horses and livestock permitted. Hundreds of miles of Prescott National Forest trail access. Wildlife is a daily companion: deer, elk, bears, eagles. The dark skies are Bortle Class 3–4 — something most DC residents haven't seen outside of a camping trip.

What daily life looks like at Goswick Ranch →  Trails and outdoor recreation →

Plan a Visit

How to Get Here from the Mid-Atlantic

By Air

Reagan National (DCA), Dulles (IAD), and BWI all have multiple daily nonstop flights to Phoenix Sky Harbor (PHX) — approximately 4–4.5 hours. Philadelphia International (PHL) has multiple daily nonstop PHX flights (~4.5 hours). From PHX: 74 miles north, approximately 70 minutes via I-17 N and SR 69 E.

By Car

DC to Mayer is approximately 2,200 miles via I-81 South / I-40 West / I-17 South — typically a 3-day drive. Many buyers fly for the initial visit and plan the road trip for the actual move.

Contact the board to arrange a visit →

Common Questions

Frequently Asked Questions

No. Arizona does not tax military retirement income. Maryland taxes it fully; Virginia offers partial exemptions. For military retirees, this is a meaningful annual savings. Veterans with 100% service-connected disability may qualify for a full Arizona property tax exemption.

Maryland's combined state and county income tax can reach 8.95%. DC's top rate is 10.75%. Arizona's rate is 2.5% flat. On $80,000 in retirement income, the difference between MD and AZ can be $4,000–$5,000/year.

No. Arizona has no estate tax. Maryland has both an estate tax and an inheritance tax. DC has an estate tax. For estate planning purposes, Arizona is dramatically simpler for Mid-Atlantic buyers.

Yes. No occupancy requirement. Seasonal, part-time, or investment use all permitted.

Ready to Learn More?

Explore Goswick Ranch Further

Ready to Move Forward?

The Board is Here to Help

Questions about the community, military benefits, or planning a visit — the Goswick Ranch Board of Directors provides direct, timely responses.